Homelessness & debt

Homelessness is a growing problem in the UK, and it can, and does, have devastating effects.

On average, homeless people die at just 47 years old. Homeless people are also over nine times more likely to take their own life than the general population.

There are different types of homelessness. For example, rough sleeping, in temporary accommodation, and hidden homelessness (e.g. staying with friends/family).

There are also many reasons why someone may become homeless. The causes of homelessness are wide-ranging, and it is often a combination of reasons, as opposed to one single root cause. Causes can include things like job loss, mental and/or physical illness, poverty, lack of affordable housing, and abuse.

Sadly, being homeless can, in turn, make many some problems even harder to resolve.

The statistics

In 2018, approximately 320,000 people were recorded as homeless in Britain.

It is a rise of 13,000, or 4%, on last year’s figures and equivalent to 36 new people becoming homeless every day.

Debt and homelessness

Debt is a growing problem, and it can get worse for an individual over time if it is not dealt with.

The worst case scenarios of debt include losing your home or feeling like you want to end your life. But there is help available out there for you that can help you to manage your debts.

If you are in housing debt, the stress can feel overwhelming and can make people feel completely consumed with worry. Many people report feeling stressed and not at ease until they felt ‘safe’ from the threat of eviction from being in arrears.

People often deal with their housing debt in addition to other debts and other problems in their lives, either related or unrelated to the debt. It can feel extremely tough, but there is help out there for you.

Further help

You may feel like you are completely alone if you are facing debt, but you are not. The following organisations provide housing and homelessness support: